3 Investments to Avoid in Your IRA | Personal Finance

(Adam Levy) Saving for retirement using an IRA is a great way to save on taxes and accelerate your path towards your financial goals. But not every investment will make the most of the tax advantages offered by an IRA. Here are three investments you’re better off keeping in a regular brokerage account. Image source: … Read more

3 Investments to Avoid in Your IRA | Smart Change: Personal Finance

(Adam Levy) Saving for retirement using an IRA is a great way to save on taxes and accelerate your path towards your financial goals. But not every investment will make the most of the tax advantages offered by an IRA. Here are three investments you’re better off keeping in a regular brokerage account. Image source: … Read more

38 States That Don’t Tax Social Security Benefits | Smart Change: Personal Finance

(Christy Bieber) In most of the United States, you won’t be taxed on your Social Security benefits at the state level. You may owe federal taxes, depending on income. But at least your local government won’t get a cut of your retirement checks. Most isn’t all, though. In some areas, taxes are assessed on benefits. … Read more

3 Investments to Avoid in Your IRA | Smart Change: Personal Finance

(Adam Levy) Saving for retirement using an IRA is a great way to save on taxes and accelerate your path towards your financial goals. But not every investment will make the most of the tax advantages offered by an IRA. Here are three investments you’re better off keeping in a regular brokerage account. Image source: … Read more

3 Investments to Avoid in Your IRA | Personal finance

(Adam Levy) Saving for retirement using an IRA is a great way to save on taxes and accelerate your path towards your financial goals. But not every investment will make the most of the tax advantages offered by an IRA. Here are three investments you’re better off keeping in a regular brokerage account. Image source: … Read more

Why You Should Spread Your Retirement Savings Across Multiple Accounts. Here’s Why | Personal finance

(Adam Levy) There are a variety of accounts available to most investors to save for retirement. You can opt for a traditional 401(k) or IRA, Roth versions of those accounts, or stick with a regular taxable brokerage account. You might even use a tax-free HSA to save for retirement. If you’re planning for the long … Read more

38 States That Don’t Tax Social Security Benefits | Personal Finance

(Christy Bieber) In most of the United States, you won’t be taxed on your Social Security benefits at the state level. You may owe federal taxes, depending on income. But at least your local government won’t get a cut of your retirement checks. Most isn’t all, though. In some areas, taxes are assessed on benefits. … Read more

38 States That Don’t Tax Social Security Benefits | Smart Change: Personal Finance

(Christy Bieber) In most of the United States, you won’t be taxed on your Social Security benefits at the state level. You may owe federal taxes, depending on income. But at least your local government won’t get a cut of your retirement checks. Most isn’t all, though. In some areas, taxes are assessed on benefits. … Read more

Are You Eligible for the $4,194 Max Social Security Benefit? | Smart Change: Personal Finance

(Maurie Backman) Social Security doesn’t pay all seniors the same amount of money. Rather, the monthly benefit you’re entitled to will hinge on different factors, and you may end up collecting $2,000 a month during retirement while your neighbor, for example, only gets $1,600. Meanwhile, there is a maximum benefit Social Security pays every year. … Read more

Are You Eligible for the $4,194 Max Social Security Benefit? | Personal finance

(Maurie Backman) Social Security doesn’t pay all seniors the same amount of money. Rather, the monthly benefit you’re entitled to will hinge on different factors, and you may end up collecting $2,000 a month during retirement while your neighbor, for example, only gets $1,600. Meanwhile, there is a maximum benefit Social Security pays every year. … Read more