Claiming Social Security at 65? You Might Regret That | Personal-finance

(Maurie Backman) When it comes to filing for Social Security, you get plenty of choices. The earliest age to sign up for benefits is age 62. While there’s technically no “last age” to file, there’s no financial incentive to delay your claim beyond age 70. Smack in the middle of that window is age 65. … Read more

Beyonce’s ‘Break My Soul’ is an ode to the Great Resignation

Beyoncé released a new single, “Break My Soul,” on Monday. The song references quitting a job and employee stress, alluding to the recent Great Resignation trend. Larry Busacca | PW18 | Getty Images The Great Resignation is part of the zeitgeist. If you need proof, just ask Beyonce. The superstar singer’s new single, “Break My … Read more

Are 401 (k) Fees Costing You Too Much? Here’s What You Can Do | Smart Change: Personal Finance

(Adam Levy) If you have access to a 401 (k) plan through your employer, it can be one of the best retirement savings tools in your arsenal. With its high contribution limit and many employers throwing in a matching contribution, you’ll do well to put at least some of your savings into a 401 (k). … Read more

Will interest rates go up again? What to do if you are a homebuyer | Smart Change: Personal Finance

If you are still in the market to buy a house, you probably know interest rates are increasing sharply. Harvest Teri Barr is talking with Kate Wood, a Mortgage Expert with NerdWallet, to learn how we got here and why it’s important. Kate also discusses what could happen next, and if you still want to … Read more

Lawmakers Advance Bill Curbing Land-Deal Tax Breaks

WASHINGTON — A bipartisan group of lawmakers said it hopes to complete legislation to curb tax breaks for land-rights deals this year, but as the bill advanced Wednesday, lawmakers relinquished a crucial element — a provision that would deny deductions back to December 2016. The bill, which has been kicking around Congress for several years, … Read more

Investors: Do Not Sleep on Portfolio Diversification | Smart Change: Personal Finance

(Sam Swenson, CFA, CPA) With stocks in a bear market, bonds offering little more than “less negative” returns, and cryptocurrency facing a serious reckoning, the first half of 2022 should remind investors that a diversified portfolio is going to be necessary in the years ahead. Overexposure to any particular stock or stock sector can lead … Read more

Investors: Do Not Sleep on Portfolio Diversification | Smart Change: Personal Finance

(Sam Swenson, CFA, CPA) With stocks in a bear market, bonds offering little more than “less negative” returns, and cryptocurrency facing a serious reckoning, the first half of 2022 should remind investors that a diversified portfolio is going to be necessary in the years ahead. Overexposure to any particular stock or stock sector can lead … Read more

Claiming Social Security at 65? You Might Regret That | Personal-finance

(Maurie Backman) When it comes to filing for Social Security, you get plenty of choices. The earliest age to sign up for benefits is age 62. While there’s technically no “last age” to file, there’s no financial incentive to delay your claim beyond age 70. Smack in the middle of that window is age 65. … Read more

Volatility Index Spikes: Should You Buy Stocks Now or Wait? | Personal Finance

(Chuck Saletta) In calm markets, the volatility index generally sits somewhere around 10. In the recent market upheaval, it has touched the 30s. The volatility index measures how quickly the market expects stock prices to change. The higher the index, the wilder the anticipated swings in price. That spike in the volatility index raises a … Read more