How Real Estate Can Secure Retirement for Business Owners

(Mike Price) Retirement planning is complicated for business owners. You can start a 401(k) plan at your company, but there are strict limits to how much can go into your portfolio. You can use money to invest in stocks outside the company, either in an IRA or a traditional brokerage account, but that’s cash that … Read more

How Your Retirement Income Could Look in 2030

(Sam Swenson, CFA, CPA) Against a backdrop of rising interest rates, still-elevated inflation, and a falling stock market, pre-retirees and retirees alike have elevated concerns about making ends meet in retirement. Realistically, these are valid concerns, which makes it all the more valuable to understand how retirement income might look over the next 10 years. … Read more

The Most Important Retirement Table You’ll Ever See

(Selena Maranjian) When I reflect on my own personal investing history, there’s clearly a “most important retirement table” that I remember seeing. I was in my 20s at a new job, and as part of a retirement benefit presentation, we were presented with a table showing how money grows. At the time, I hadn’t had … Read more

5 Unexpected Sources of Retirement Income | Smart Change: Personal Finance

(Selena Maranjian) Here’s a majority you don’t want to be in: Most people have not saved enough for retirement. According to the 2022 Retirement Confidence Survey, only 33% of workers have saved $250,000 or more for retirement, meaning that 67% have not. (Indeed, 19% have saved less than $1,000.) If you’re way behind in your … Read more

5 Unexpected Sources of Retirement Income

(Selena Maranjian) Here’s a majority you don’t want to be in: Most people have not saved enough for retirement. According to the 2022 Retirement Confidence Survey, only 33% of workers have saved $250,000 or more for retirement, meaning that 67% have not. (Indeed, 19% have saved less than $1,000.) If you’re way behind in your … Read more

Lost Money on an Investment? Here’s What to Do | Personal finance

(Maurie Backman) Your goal as an investor is to assemble a portfolio that allows you to steadily build wealth over time. But on the road to building wealth, you might hit some snags. Specifically, you may end up having to sell a stock when it’s down, thereby taking a hit on that investment. To be … Read more

5 Unexpected Sources of Retirement Income | Smart Change: Personal Finance

(Selena Maranjian) Here’s a majority you don’t want to be in: Most people have not saved enough for retirement. According to the 2022 Retirement Confidence Survey, only 33% of workers have saved $250,000 or more for retirement, meaning that 67% have not. (Indeed, 19% have saved less than $1,000.) If you’re way behind in your … Read more

5 Unexpected Sources of Retirement Income | Smart Change: Personal Finance

(Selena Maranjian) Here’s a majority you don’t want to be in: Most people have not saved enough for retirement. According to the 2022 Retirement Confidence Survey, only 33% of workers have saved $250,000 or more for retirement, meaning that 67% have not. (Indeed, 19% have saved less than $1,000.) If you’re way behind in your … Read more

5 Unexpected Sources of Retirement Income | Smart Change: Personal Finance

(Selena Maranjian) Here’s a majority you don’t want to be in: Most people have not saved enough for retirement. According to the 2022 Retirement Confidence Survey, only 33% of workers have saved $250,000 or more for retirement, meaning that 67% have not. (Indeed, 19% have saved less than $1,000.) If you’re way behind in your … Read more

Why Stocks Go Down When Interest Rates Go Up | Personal Finance

The stock market seems to have all its focus on the Federal Reserve today, which seems crazy if you’re investing in individual stocks. But there’s some logic to the Fed focus when you understand how interest rates affect asset values. This video goes through a simple model that shows how higher interest rates can dramatically … Read more